Arizona Bankruptcy Lawyer Blog

Recent Posts from Arizona Bankruptcy Lawyer Blog

• Arizona Short Sale - If bankruptcy is in your future, be careful

  Selling your home “short”… What does this mean and why would you want to consider it? When homeowners sell a home “short”, they are asking the lender to agree to the sale even though they…

• If you have serious credit card debt... can you avoid bankruptcy?

  I am not a bankruptcy advocate. I am a client advocate. I don't sell bankruptcy as a commodity. Why? 1. There are other options that may fit the client's situation better financially. 2. The client…

• Ride Thru, Reaffirmation Agreements and the Ninth Circuit Court of Appeals

  The Ninth Circuit Court of Appeals, has decided the issue of whether a reaffirmation agreement is necessary in bankruptcy in relation to personal property. Prior to the 2005 changes to the bankruptcy code that resulted…

• Tax Motivated Bankruptcy in Arizona

  If you have serious income tax debt, you have 5 ways to deal with it: 1. Challenge the Assessment Challenge the amount of the tax by filing correct returns, amending returns, appealing the audit results,…

• Arizona Bankruptcy - Reaffirmation Agreement, what is it?

  In light of a recent and important case from the Ninth Circuit Court regarding "reaffirmation" agreements, it may be a good time to talk about what a reaffirmation agreement is. Technically, such an agreement in…

• What is a bankruptcy discharge?

  The typical consumer files a bankruptcy case in order to obtain a "discharge" of overwhelming debt. What is just an unfortunate choice of word for so many, is often a life changing "event". Why? When…

• Paying an Arizona Bankruptcy Attorney for Help

  If you have serious debt, and are considering bankruptcy, you have probably gathered that it will cost some money to find good legal representation. There is the cost for the attorney, a filing fee, education…

• Different Types of Bankruptcy - What are they?

  Chapter 7 Bankruptcy is also known as a "straight" or "liquidation" bankruptcy. In a chapter 7, if the debtor qualifies to file based on his or her "inability" to pay debt, non exempt assets will…

• Mesa Arizona Chapter 13 Bankruptcy and Attorney fees

  Paying for things you need is one of life's little dilemmas. Paying for legal help in Bankruptcy is one of life's larger dilemmas. A bankruptcy client's common refrain is, "how do I pay for a…

• What is "bankruptcy"?

  Bankruptcy is a legal proceeding governed by federal law, found in Title 11 of the U.S. Code. Those who are unable to pay their bills can use it, if they qualify, to obtain a "fresh…