Property Insurance Coverage Law Blog

Recent Posts from Property Insurance Coverage Law Blog

• Proofs of Loss and the Standard Flood Policy

  (Note: This Guest Blog is by Corey Harris, an attorney with Merlin Law Group in the Tampa, Florida, office. This is the eigth of a twelve part series he is writing on proof of loss). Normally…

• While State Farm May Stay in Florida, Appraisals May Go

  Julie Patel, of the Sun Sentinel, reported that Florida officials and State Farm appear to be working towards a mutual solution to keep State Farm selling property insurance in Florida: Insurance Commissioner Kevin McCarty told…

• Court Finds State Farm Cannot Withhold Money After Appraisal Award for Sinkhole Remediation

  State Farm Ins. Co. v. Nichols No. 5D08-2873, 2009 WL 3674569 (Fla. 5th DCA, Nov. 6, 2009) In this case, several policyholders brought suit after State Farm refused to pay damages awarded for subsurface sinkhole…

• What Public Adjusters Need to Tell Their Clients About Examinations Under Oath and Why Public Adjusters Need to Be Careful About Giving Legal Advice

  (Note: This Guest Blog is by Robert Reynolds, an attorney with Merlin Law Group in the Coral Gables, Florida, office. This is the ninth of a thirteen part series he is writing on examination under…

• Allstate Loses Claims Core Process Redesign Trial

  Allstate Insurance Company lost a bench trial involving the claims practices employed in its Claims Core Process Redesign program first implemented in the 1990’s. The findings by the trial court are significant because the Court…

• Good News for State Farm--Maybe

  While taking the deposition last week of a Pilot Catastrophe flood adjuster that was a former State Farm claims representative, I was thinking about some recent good news for State Farm. The first had to…

• Valuation Issues in Florida, Part 4: Actual Cash Value and The Broad Evidence Rule

  (Note: This Guest Blog is by Michelle Claverol, an attorney with Merlin Law Group in the Coral Gables, Florida, office. This is the fourth in a series she is writing on valued policy laws). “Actual…

• Proof of Loss: Waiver Part III

  (Note: This Guest Blog is by Corey Harris, an attorney with Merlin Law Group in the Tampa, Florida, office. This is the seventh of a twelve part series he is writing on proof of loss). The…

• Court Opinion Highlights Importance of Policy Language

  Landmark American Ins. Co. v. Moulton Properties, Inc. Docket No. 3:05cv401, ___ F. Supp. ___ (N.D. Fla., September 22, 2009) This case came before the United States District Court for the Northern District of Florida…

• TWIA Receives Litigation, Media and Regulatory Critical Analysis for the Manner it Treats Customers During Adjustment

  Does anybody think that TWIA is doing a "good job" of adjusting hurricane claims other than the private member insurance companies on TWIA's Board of Directors? In a prior post, TWIA Insurance Claims Under Investigation…