Specialty Insurance Blog

Recent Posts from Specialty Insurance Blog


  • Jobs & Insurance

    As we noted in a prior post (see here), job growth is a critical driver of growth in the insurance business, and new business starts are an important indicator of job growth. Most new jobs…

  • Private Equity Insurance

    The insurance market for financial institution D&O has been tightening due to large corporate failures and resulting D&O losses, and this has impacted the market for D&O (directors & officers) and GPL (general partnership liability)…

  • EPL & the Recession

    Current high unemployment is increasing employment exposure for small and medium sized businesses, and increasing the need for employment practices liability (EPL) insurance. EPL insurance covers claims for wrongful hiring and termination, sexual harassment, and…

  • AM Best E&S Insurance Review

    AM Best has released the 2009 review of the excess & surplus lines (E&S) insurance market (see here, PW protected?), called 2009 Special Report, U.S. Surplus Lines – Market Review. The annual review is conducted…

  • Insurance Predictions

    Dr. Robert P. Hartwig, CPCU, President of the Insurance Information Institute (I.I.I.), provided some insights into the economy and the insurance industry at the recent NAPSLO annual meeting. See his slides here, and a National…

  • Captive Insurance Premium Deductibility

    Ensuring that the IRS treats an insurer as an insurer for tax purposes is critically important for captive insurance companies. This may sound simple, but it can get complicated in certain captive situations. A captive…

  • Insurance Myths

    Do you have clients that believe that reporting a claim to their insurer should be avoided if it is not serious? As we all know, this is just not the case. This is one of…

  • Insurance Agents E&O Claim Trigger

    We came across an article on insurance agents E&O (errors & omissions, or professional liability) with some misleading information. The article, which unfortunately is not available on the web, states that receipt of a subpoena…

  • Insurance Competition Remains

    Discussions on the potential for a hardening insurance market have pointed to cat property as one area that is leading the way to a tighter insurance market, with increasing pricing. Following our prior post (see…

  • Hard or Soft Market?

    As we pointed out in prior posts (see here, & here on D&O), the insurance market continues its competitive ways – no hardening in sight. Despite deteriorating industry results, the market will not tighten until…