Alabama Consumer Law Blog
Covers news and events dealing with consumer law.
Author: Authors are two solo practitioners with offices in Birmingham: John Watts, of the Watts Law Group P.C., and Stan Herring, of M. Stan Herring P.C.
Blawg Related Categories: Consumer Law • States • Alabama • Solo / Small Firm
Recent Posts from Alabama Consumer Law Blog
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Free Tele-Seminar On Fighting Back Against Abusive Debt Collectors
Due to a great amount of interest, we have decided to hold a free teleseminar on Tuesday, November 17, 2009, at 7 pm CST. This will be the first in a series of seminars that…
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Legal Uses of a Credit Report
The Consumerist has posted an article that highlights what your credit report can be (legally) used for. Some things your credit report can be used to determine are: -Applications for credit, insurance, and rentals for…
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What Is A Qualified Written Request (QWR) And What Does That Do For You Related To Your Mortgage?
A Qualified Written Request (QWR) is a powerful tool when dealing with abusive mortgage servicing companies (Litton Loan, Wells Fargo, Bank of America, etc). This is a right under RESPA - Real Estate Settlement Practices…
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An Example Of Mortgage Servicing Abuse - Tammy
My friend Denise Richardson has a heartbreaking story on her website about a woman named Tammy who is dealing with the realities of common place mortgage servicer abuses. Read the entire article but here is…
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Who Or What Is The "Servicer" Of My Mortgage?
Often we see clients who are facing foreclosure and the reason is, at least in part, misconduct on the part of the mortgage servicer. We often assume the company we make our payments to -…
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Recent Ruling On Foreclosure - Losing The Note....
On October 9, 2009, bankruptcy judge Robert Drain wiped out a $461,000 mortgage debt because the alleged owner of the note - U.S. Bank as trustee of a securitization pool, could not prove it owned…
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"FDCPA Does Not Give Debt Collector the Right to Leave Messages on Your Phone Answering Machine"
The BKBlog has posted an article about consumer protection offered by the Fair Debt Collection Practices Act when dealing with collection agencies. Under the FDCPA, credit card companies and collection agencies have different regulations. A…
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5 Things that Ruin Credit
MyCreditGroup.com has posted an article listing five things that ruin credit scores, and how to avoid these little-known pitfalls. The first thing you shouldn't do is destroy old credit cards that are paid off. You…
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AL Supreme Court Rejects Verdict in $274 Million Drug Case
The Associated Press has posted an article about the Alabama Supreme Court rejecting a jury's verdict that would have awarded the state $274 million. The state of Alabama filed the suit was against 3 pharmaceutical…
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"Many Hope Student Loans Will Become Easier to Discharge"
The Florida Bankruptcy Attorney Blog has posted an article that discusses the effect bankruptcy has on student loans. Previously it was possible to discharge student loan debts after seven years if someone couldn't make their…