Alabama Bankruptcy Blog
Information for Alabama debtors regarding Chapter 7 and 13 bankruptcy, debt management, and budgeting.
Author: Richard L. Collins practices at Collins & Hancock Attorneys at Law in Cullman, Ala.
Blawg Related Categories: Bankruptcy Law • States • Alabama • Solo / Small Firm
Recent Posts from Alabama Bankruptcy Blog
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Can a bankruptcy stop my house from being foreclosed on in Alabama?
Yes. You may be able to save your house from foreclosure by filing a Chapter 13 bankruptcy. A Chapter 13 bankruptcy allows you to put your arrearage (the payments you have missed) in your Chapter…
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Why can’t I just put my house, car or other property in someone else’s name before I file for bankruptcy?
Because it would be a huge mistake. The bankruptcy court trustee has the power to avoid such transfers he or she feels were made with the intent to hinder, delay, or defraud creditors. Under the…
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A debt collector called me and said “We will garnish your next paycheck.” Can they do this?
I am continuously amazed at the depths some collectors will go to in order to scare unwary debtors into making payments they cannot afford at the time. The statement “We will garnish your next paycheck”…
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The Whole Truth
Cathy Moran has a very timely, at least in my practice, post on her "on the Bankruptcy Soapbox" blog entitled To Tell the Truth. As Cathy states in her post in order to file a…
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Foreclosure Filings Soar in 3rd Quarter
According to a report released by mortgage data company RealtyTrac the number of US homes facing foreclosure has doubled in the third quarter. See the article at Foreclosure Filings Soar in 3rd Quarter. You have…
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Do I need to file bankruptcy?
Filing for bankruptcy is a heart wrenching decision. On the one hand you want to do what you promised your creditors you would do, but on the other hand you have to house, feed, and…
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What happens if I have a claim or lawsuit that I may get some money from in the future, but I need to file bankruptcy now?
When “Jane” came to me about filing bankruptcy she was in dire straits. She had been sued by at least one creditor and was about to have her wages garnished. If her wages were garnished,…
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What does a bankruptcy do?
Here is a brief overview of a bankruptcy. There may come a point in a person's life, whether its due to health problems, spending problems, employments problems, etc., where a person owes more money than…
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Introduction
I am Richard Collins. I'm an attorney in Cullman, Alabama with the lawfirm of Collins & Hancock. My firm has a general practice, but I handle primarily bankruptcy, personal injury and general litigation. I have…