California Credit Law Blog
Information and discussion of legal issues concerning consumer credit and how it is calculated.
Author: Mark F. Anderson and Carol McLean Brewer practice at Kemnitzer, Anderson, Barron, Ogilvie & Brewer in San Francisco. Anderson also authors The Lemon Law Blog.
Blawg Related Categories: Consumer Law • States • California • Solo / Small Firm
Recent Posts from California Credit Law Blog
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Banks Are Increasing Credit Card Rates & Fees and Pushing Lousy Products to Make Up for Mortgage Related Losses
In an interview on NPR's Fresh Air with Terry Gross, Prof Elizabeth Warren warns consumers that banks are increasing interest rates and fees on credit cards for no other reason other than that they need…
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Credit Monitoring Services Are a Waste of Money -- Free Alternatives Are Available
Writing in the San Francisco Chronicle, Kathleen Pender demonstrates that the credit monitoring services offered by the credit bureaus and other companies at a cost of $60 to $200 a year are a waste of…
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Credit Bureaus Sell Consumers' Data
Consumers might assume that Experian, Trans Union and Equifax restrict the the information they collect to creditors to whom consumers have applied for credit. On the contrary, the credit bureaus sell personal and financial information…
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More Chatter About the San Francisco City Attorney's Suit Against The National Arbitration Forum
The San Francisco City Attorney apparently has some enthusiastic cheerleaders for its recent suit against the National Arbitration Forum (NAF), which we discussed here. Credit Slips is a terrific credit and bankruptcy blog which contributors…
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National Arbitration Forum Sued by San Francisco City Attorney
Our consumer law firm has learned that if a potential client's dispute is covered by an arbitration clause, we generally won't take the case. There are several reasons. First, the company on the other side…
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New Credit Score Formula for 2008
Credit scores are determined using formulas designed to predict how likely a consumer will pay his or her bills. Fair Isaac is the leader having created the FICO credit-scoring formula. Fair Isaac has announced its…
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Identity Theft Mostly Caused by Lost Laptops, Third Parties
Identify theft affected somewhere between 8 and 15 million Americans in 2005, according to Tom Abate's article in today's San Francisco Chronicle. One report just issued by the Federal Trade Commission estimated that identity…
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How To Handle Student Loan Debt? A New Website Provides Resources
Students graduating from college have a few months to savor their accomplishment before worrying about repaying their student loans. But what happens when they have problems making their payments? A new website, Student Loan…
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Mortgage Holders Can't Foreclose on Consumers Without the Proper Documents, According to Ohio Court
Consumers who are sued by debt collectors can defend in court by demanding that the debt collector prove it is entitled to collect the debt. Particularly when the debt collector is not the original…
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Consumers Are Targets of Skyrocketing Numbers of Debt Collection Suits, Most By Debt Buyers
Consumers in New York City are faced with unprecedented numbers of debt collection suits, according to a new study by the Urban Justice Center (UJC), a provider of free legal services to low-income working…