Dc And Maryland Credit And Debt Attorney

"Foreclosure in D.C. and Maryland, debt collection lawsuits, correcting credit report errors, maximizing credit scores, dealing with harassing debt collectors, and other consumer credit and debt topics."

Author: Karen Ware is a solo practitioner in Bethesda, Md.

Blawg Related Categories: Consumer Law • States • District of Columbia • Maryland • Solo / Small Firm

Recent Posts from DC and Maryland Credit and Debt Attorney

Fannie Mae Announces Deed for Lease (D4L) Program
Yesterday Fannie Mae announced a program that lets homeowners lease back their former homes after they have returned the deed to the lender in a deed-in-lieu of foreclosure transaction. The program is called the “Deed…
Chapter 7 Bankruptcy: Mortgage Reaffirmations and Modifications, Part II
Here is more information on reaffirmation of mortgages in bankruptcy, including implications for modifications. The linked article was written by Orlando, Florida bankruptcy attorney Jonathan Alper. Mortgage Companies Refusing Loan Modifications to Some Chapter 7…
U.S. District Judge Finds Midland Credit Management Submitted False Affidavits in Debt Lawsuits
U.S. District Judge for the Northern District of Ohio David Katz recently ruled that Midland Funding LLC and Midland Credit Management Inc. routinely submitted false affidavits in filing debt collection cases.
Midland Funding Ordered to Cease Unlicensed Collection Activities in Maryland; Statute of Limitations and FDCPA Issues Also Addressed
The Maryland Department of Labor, Licensing and Regulation recently issued a Cease and Desist Order to a group of San Diego-based debt collectors alleged to have engaged in extensive unlicensed and illegal collection activities in…
Chapter 7 Bankruptcy: Mortgage Reaffirmation and Mortgage Modification, Including HAMP
We get a lot of questions about whether homeowners should reaffirm their mortgages DURING a Chapter 7 bankruptcy. (Note: reaffirming a mortgage AFTER a bankruptcy is completed / the filer receives his or her discharge…
What Happens to my HAMP Modification if I File for Bankruptcy?
Many homeowners sought HAMP modifications because they thought it would help them avoid bankruptcy. But, mortgage servicers are not processing HAMP mortgage modifications nearly quickly enough to offer any real relief to homeowners. With servicers…
Chapter 7 Bankruptcy and the Automatic Stay: Will it Stop my Creditors?
After you file for bankruptcy, the court issues an order called an “automatic stay.” This stops many creditors from trying to collect from you. This article discusses what the automatic stay can and cannot do…
Chapter 7 Bankruptcy: What Documents Do I Need?
You may have heard there is a lot of paperwork involved in filing for bankruptcy. To some extent this is true, but our office can help eliminate much of it by getting information about your…
Chapter 7 Bankruptcy: Who Can File?
Use the questions below to determine whether you are eligible to file Chapter 7 Bankruptcy. If you need help with these questions, please feel free to call our office for a free phone consultation. Question…
Chapter 7 Bankruptcy Overview: What is it?
Bankruptcy is a federal court process that helps consumers and businesses eliminate debts. The two most common kinds of consumer bankruptcy are Chapter 7 and Chapter 13. This post discusses the basics of Chapter 7…