Florida Asset Protection Blog
Florida Asset Protection Blog covers Florida asset protection and bankruptcy law.
Author: Author Jonathan Alper is an Orlando, Fla., lawyer.
Blawg Related Categories: Bankruptcy Law • States • Florida
Recent Posts from Florida Asset Protection Blog
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Lender Pursues First Mortgage Deficiency Judgment
mortgage deficiency judgment
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Deeds In Lieu Of Foreclosure : Make Sure Lender Is Offering The Real Thing
Each week I talk to several people about negotiating a deed in lieu of foreclosure with their mortgage lenders. Like so many people around the county, these clients are experiencing problems paying mortgages on their…
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Garnishment Of Homestead Reverse Mortgage Payments
During this past week I met with a new client who had recently been subject to a money judgment from a credit card company. The client, retired, had a reverse mortgage on his homestead which…
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Deferred Compensation Is Not Protected As Pension Or Wages To Head Of Household
Retirement plans are protected from creditors in Florida, except when the "retirement plan" is not a retirement plan. Consider, for example, a client who told me about his "Senior Executive Retirement Plan (SERP)." Initially, I…
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Garnishment of Alimony
A judgment creditor threatens the debtor to garnish her alimony payments she receives from her ex-husband on a monthly basis. The debtor depends on the alimony to pay her mortgage an other household expenses. The…
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Mortgage Modification: An Explanation Of Why Lenders Prefer Foreclosure Of Delinquent Mortgages
A good percentage of my clients over the past three years have been trying to save homes from foreclosure by modifying their mortgages. Successful modifications are becoming more common, but still, the vast majority of…
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Nevada Law Helps Asset Protection Planning With Some Partnerships And LLCs
The 2009 Nevada legislature passed an interesting estate planning statute designed to increase the effectiveness of family limited partnership (FLP) and family limited liability companies (FLLC) for estate tax planning. The bill, SB 350, went…
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Second Mortgage Sabotage Of First Mortgage Modification Plan
I would like to ask you, the blog readers, to help a reporter who is investigating practices in the mortgage modification programs. A national business publication is investigating overly aggressive second mortgage lenders. The reporter,…
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Homestead Protection Not Lost Just Because Judgment Shows Up On Title Search
From time to time people call me and state that a title search discovered a judgment lien on their homestead. They ask how a judgment can encumber their homestead property if homestead is exempt from…
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Update: Overpaying Taxes To Protect Money From Judgment Creditors
I have recently posted blog articles about a client who is trying to protect money from a judgment creditor by overpaying estimated taxes to the IRS, and when a refund is due from the next…