Michigan Collection Law Blog
Covers collection agencies, collection law firms and debt collection.
Author: Gary Nitzkin is a solo practitioner based in Southfield, Mich.
Blawg Related Categories: Consumer Law • Law Firms • Solos/Small Firms • States • Michigan • Solo / Small Firm • Legal Information
Recent Posts from Michigan Collection Law Blog
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FTC renders an advisory opinion as to what happens when the FDCPA runs afoul of the FCRA
The Federal Fair Trade Commission just issued an advisory opinion to the American Collectors Association. In that opinion, the FTC answered the question, what is a collector supposed to do when a debtor sends in…
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Collection Agencies - protect yourselves
I never blog about pending litigation but in this case, I am going to make an exception. I have filed an Fair Debt Collection Practices Act case against a collection agency. Allegedly, that agency called…
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Michigan's new Mortgage Foreclosure Law can be a great help
Michigan's new foreclosure law becomes effective on July 5, 2009. I think it will be a great help to home owners who are facing foreclosure. While there are other programs at the federal level, the…
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Do it yourself resources to save your home from foreclosure
I tip my hat to Ms. Michelle McLean, an associate with the law firm of Klyczynski, Girtz and Vogelzang in Grand Rapids. Ms. McLean is a lawyer who wrote a great article about resources available…
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FTC "Red Flag" rules may apply to YOU....
Since January 1, 2008, the Federal Trade Commission Red Flag Rules has required businesses to establish policies and procedures for identifying identity theft. These rules require 4 things: 1. That business have reasonable policies and…
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A respite for lawyers...the FDCPA does NOT require plain English in pleadings
I just read the Sixth Circuit's opinion in Miller v Javitch, Block & Rathbone, 561 F.3d 588 (2009). This case holds good news for debt collection lawyers. In that case, Miller contends that JBR violated…
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New tales of outrageous debt collectors actions...soon to be classics
Social networking websites such as Facebook and Myspace have offered us new opportunities to reach out and communicate with one another. For the less scrupulous collection agencies, it has offered many other possibilities. Consider the…
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Pay Day Loan companies chummy up with Indians..is it wise?
I just read an interesting article in the National Law Journal of April 6, 2009 about Payday loan companies that are affiliating with Tribal American nations in order to avoid regulation by the United States.…
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FTC hits collection agency with largest penalty in history
For the past few years, I have been blogging on how collection agencies have been spiraling out of control. Late last year, the FTC assessed the largest penalty it ever has against a collection agency…
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The downward spiral of credit affects even those with great credit
There was a great article in USA Today of Saturday, March 7, 2009. In that article, the reporter advises that banks are now closing lines of credit and credit card accounts that are inactive. Even…