Michigan Long Term Disability Insurance Lawyer Blog

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Discusses disability insurance news and issues.

Author: Serafini, Michalowski, Derkacz is located in Sterling Heights, Mich.

Blawg Related Categories: Disability Law • Insurance Law • States • Michigan • Solo / Small Firm

Recent Posts from Michigan Long Term Disability Insurance Lawyer Blog

Discovery in Long Term Disability Cases-A breathe of life
Most Long Term Disability cases in our office are governed by ERISA as they are non-governmental employer provided benefits. The fact that they are ERISA claims is usually all bad for our clients as the…
Court Rejects Long Term Disability Insurer (Unum's) Denial after a Decade
The federal 8th Circuit Court of Appeals rejected a Long Term Disability Insurer's (Unum Life Insurance Company) claim denial in the case of Chronister v Unum Life. Citing an important change in the law since…
Does a parent's life have value for a child? (A Thorn in the side of the Gang of Three)
Recently, the new majority of 4 Michigan Supreme Court Justices upheld a decision by the Court of Appeals in Thorn v Mercy Memorial Hospital. In Thorn, a mother of young children died as a result…
Don't Trust the Insurance Industry says the Insurance Industry (Cigna)
In testimony presented to Congress, the Washington Post recently reported on the testimony of Cigna Insurance's former VP, Wendell Potter who said insurers "make paperwork confusing because 'they realize that people will just simply give…
SMDA Partner-Patrick Derkacz attends ACI Long Term Disability Insurance Conference
In my continuing effort to do the best job that I can for my Long Term Disability Insurance clients I attended that ACI Long Term Disability Insurance Conference in Boston this past week. For the…
State Farm Insurance Company-Passing the Buck, the fake out and other hidden agenda tactics!
Michigan residents injured in auto accidents beware of Auto Insurance tactics. According to the sworn testimony of a representative of State Farm Insurance it appears that the company paid millions of dollars to a consulting…
6th Circuit Affirms Limits on Disability Policy Language
In a tremendously important decision, the 6th Ciruit court of appeals affirmed today a decision limiting the language that disability insurance carriers can include in their policies to protect themselves from making payments. In American…
Long Term Disability Insurer ordered to pay
In a recent decision, Delisle v Sun Life, the 6th Circuit Court of Appeals affirmed a decision requiring Long Term Disability Insurer Sun-Life to pay disability benefits even though 6 of its hired physicians supported…
Court cites First Unum's deception in granting attorney's claim for disability benefits
The Second Circuit Court of Appeals cited First Unum's deception as one of the grounds for granting an attorney's claim for long term disability insurance benefits. In McCauley v First Unum the Court the Court…
Insurer Stretches the bounds of reality to deny claims
As reported in the Houston Chronicle Great American Insurance Company is trying to avoid paying claims for the deaths of multiple people killed in a fire in an office building by arguing that their deaths…