Rochester Bankruptcy and Debt Relief
"Focusing on the issues of Chapter 7 and Chapter 13 bankruptcy, debt relief, foreclosure, debtor/creditor rights, consumer credit, and bankruptcy litigation."
Author: Alexander Korotkin is a solo practitioner in Rochester, N.Y.
Blawg Related Categories: Bankruptcy Law • Consumer Law • States • New York • Solo / Small Firm
Recent Posts from Rochester Bankruptcy and Debt Relief
-
Chapter 7 Bankruptcy and Unpaid Tax Liabilities
One issue that periodically comes up in Chapter 7 bankruptcy cases is unsatisfied tax liability. As of late, the IRS and New York State Department of Taxation and Finance, have been aggressive in enforcing their…
-
Can Trustee Search Your Residence in Chapter 7 or Chapter 13 Bankruptcy?
A question that I commonly hear from debtors in Chapter 7 and Chapter 13 bankruptcies in Rochester or surrounding counties, is whether when they file for bankruptcy, someone will come to their house or apartment,…
-
“Pond” Motion and Avoiding Second Mortgage Lien in Chapter 13 Bankruptcy
In Chapter 13 bankruptcies, it is not uncommon to see situations where the debtor, who owns a home, has both a first and a second mortgage, or even a third mortgage on that home. In…
-
Social Security Retirement, Social Security Disability and Chapter 7 and Chapter 13 Bankruptcy
If you are in debt, does it always make sense to file either Chapter 7 or Chapter 13 bankruptcy? If your only source of income is Social Security or Social Security Disability, you can file…
-
Chapter 7 and 13 Bankruptcy and Inheritances
When a debtor files for bankruptcy under Chapter 7 or Chapter 13, all of the debtor’s assets pass under control of the bankruptcy trustee. The reason for this transfer of control is so the…
-
Bankruptcy and Utility Bills
In many bankruptcy cases, the debtors are not just behind on their mortgages, credit cards and other debt, but also behind on their utilities, including gas and electric, cable and telephone bills. If the debtor…
-
Refiling Chapter 13 Bankruptcy After Dismissal
As I have previously written, Chapter 13 bankruptcies involve many different issues. Once thing that bankruptcy lawyers point out to all debtors entering Chapter 13 bankruptcy is that the debtor has to make payments to…
-
Confirmation Hearing in Chapter 13 Bankruptcy
As I have previously written about the procedural steps involved in a Chapter 13 bankruptcy, once the debtor attends 341 hearing, and the bankruptcy plan is filed, the next important event is the confirmation hearing.…
-
Converting From Chapter 7 to Chapter 13 Bankruptcy
What happens if you’re in a Chapter 7 bankruptcy, and fall behind in your payments on secured loan, such as your home mortgage or car loan? Under those circumstances, it is possible to covert to…
-
Converting From Chapter 13 to Chapter 7 Bankruptcy
While debtors who file Chapter 13 to protect certain assets are usually diligent in making their payments, sometimes the circumstances have a way of interfering with their ability to meet the plan’s requirements. It is…