Trials & Litigation

State AG sues Experian, says credit-report Goliath stonewalls consumers about known errors

A state attorney general has sued Experian Information Solutions, contending that the major credit-reporting agency has knowingly left errors in its files on consumers and makes it difficult or impossible for individuals to correct them.

Filed without fanfare in state court in Biloxi last month, the suit by Mississippi Attorney General Jim Hood was transferred last week to federal court, the Associated Press reports. It is the first such suit in recent years, but may not be the last, the article notes.

Hood alleges that that Experian violated the Fair Credit Reporting Act both by failing to develop reasonable procedures to ensure the accuracy of information and by failing to investigate consumer complaints of inaccuracies as required by the FCRA.

Experian and an industry trade group declined to discuss the litigation.

Related coverage: “Jury awards woman $18.6M over Equifax credit report errors”

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