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NFL Sues Insurers, Saying They Have Duty to Defend Brain Injury Claims

Posted Aug 16, 2012 1:10 PM CDT
By Stephanie Francis Ward

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Dozens of insurance companies have not met their obligation to defend the National Football League in brain injury claims, the organization claimed in a Los Angeles Superior Court action filed Wednesday.

The defendants include virtually every major insurer in the country, Reuters reports. According to the complaint, the NFL has faced 143 bodily or personal injury suits from players and their families, and the insurers should have provided coverage under the policies’ general liability provisions.

Also,Property Casualty 360 reports, the league argues that its umbrella and excess insurance providers have a duty to defend it.

Earlier this week, NFL insurer Alterra American Insurance Co. asked the Supreme Court of the State of New York for a declaratory judgment to let it out of defending 93 concussion-related lawsuits, according to a separate Property Casualty 360 article. The lawsuits filed by athletes allege that players suffered neurological damage because of the NFL’s fraud and negligence.

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